Vince Grillo
MBA, REALTOR

Exceeding Your Expectations!

Direct:   302-429-4534
Mobile:  302
-463-
5859

vince@grillohomes.com
  
Toll Free:  800-438-2961
Office:  302-656-3141














Neighborhood Reports
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First-Time Home Buyers - FREE Personalized Consultations

Buying Your First Home?    Realtors Are Your Professional Guides.
Make Sure You Choose a Top Expert.

Buying a home is probably the biggest purchase you will ever make, and it involves many difficult decisions.  You might be a bit afraid or intimidated by the whole process of buying your first home.  It is my job to guide you, from beginning to end.  I will take the time to go through each and every step of the buying process. There are no dumb questions!

I will help you to make informed decisions, educate you to the marketplace, provide you with financing information, prepare contracts on your behalf, guide you through the negotiation process, and much, much more.  Please Read On.......

When you work with me, as your professional real estate agent, I will:

bullet I set up an initial  meeting either in-person or over the phone to get to know you, to understand your housing needs and requirements, to answer all of the questions that you have, and to set fourth a plan of action to Exceed Your Expectations in meeting your needs and requirements.
 
bullet I search our computer files (MultiList - MLS) for homes meeting your needs.
 
bullet I will inform you via e-mail and/or via phone if requested, as soon as, and in some cases, even before, a home that meets your requested specifications becomes available for sale.
 
bullet I schedule visits and arrange private tours to homes that are of interest to you.
 
bullet I perform market analyses of active, pending and recent sold properties in the area.
 
bullet I discuss the results of the market analysis with you in preparation for writing an offer to purchase a home.
 
bullet I  prepare and write all contacts on homes you wish to purchase, and review with you, all counter-offers which may result.
 
bullet I will assist you in all aspects of financing and obtaining a mortgage.
 
bullet I specialize in, and handle all aspects of contract negotiation on your behalf.
 
bullet I will stay on top of, and work through all contract contingencies, and represent you every step of the way, through settlement, and beyond.
 
bullet I am available to you 7 days a week, 24 house a day!  I always carry a mobile phone, which gives you direct access when you need to speak to me right away.  If I cannot answer your call directly, I promise to return your phone calls and emails usually within a couple of hours, but ALWAYS within the same day.
 
bullet

I will Represent You in all steps of the buying process and answer any and all of the questions that you have along the way.  Please Read On.......
 

Call Vince today to schedule your FREE,
confidential, no obligation, personalized meeting!
You Choose the Date, Time & Location

 

 

Common Questions:

About Real Estate Agents:

bullet

I really want to buy and own my own home, but where do I start..........
 

bullet

Do I need to work directly with a real estate agent?

bullet

What are the benefits of working with a buyer's agent?

bullet

Should I sign an exclusive buyer agency agreement?

bullet

What is my commitment, once I have signed an exclusive agreement?

bullet

If I do not like the agent I have signed to work with...what are my options?

bullet

How much will it cost for me to work with an exclusive buyer agent?

bullet

How much is real estate commission & who pays the commission?

bullet

Who does the listing agent really represent?

bullet

What if I don't buy a home, do I owe any fees to my real estate agent?
 

About Finding Your Ideal Home, Making an Offer, Inspections & Settlement:

bullet

How can I get access to ALL of the available houses that meet my needs
and are in my price range?

bullet

What about schools for my children?
 

bullet

I have found the perfect house:

- How do I make an offer?
- What price do I offer?
- What are the conditions of my offer?
- Who will handle the negotiations with the seller?
- Do I need to have home, termite and other inspections?
- How soon can we go to settlement?
 

bullet

Do I need an attorney? What If I do not know a real estate attorney?

bullet

Do I need the buy home / hazard Insurance?

bullet

What about home warranties? 

bullet

Who pays for the home warranty and what does it cover?

About Mortgages & Financing:

bullet

How do I know how much house I can afford?

bullet

How do I choose a mortgage company of bank for my mortgage?

bullet

When should I talk to a mortgage banker?

bullet

I have seen great rates on the Internet...is there a catch?

bullet

I seem to read so much in the news about junk fees...what's this all about?

bullet

Aren't there really just two kinds of mortgages, fixed and adjustable rate?

bullet

How do I know which type of mortgage is best for me?

bullet

How much will I need for total closing costs?

bullet

How much will I need for the down payment?

bullet

I have very little or no money for a down payment...can I still buy a house?

bullet

What is seller's assistance and/or settlement help?

bullet

I am a first-time home buyer....what programs are available to me?

bullet

How much will my monthly payments be?  

bullet

What does my mortgage payment include?

bullet

What are points? 

bullet

Should I pay points to lower the rate?

bullet

Which is better, 15 or 30 year mortgages?

bullet

What is PMI? I don't quite have 20% to put down...can I avoid paying PMI?

bullet

How can I reduce mortgage insurance costs?

bullet

How advantageous are making extra payments?

bullet

How much will my credit history affect my ability to get a mortgage?

bullet

Which is better, fixed or adjustable rate mortgages?

bullet

How do adjustable mortgages work?

bullet

What will my adjustable rate payments be and how often will they change?

bullet

What are the tax advantages of home ownership?

bullet

I am a first-time home buyer....how much can I save in taxes?

bullet

What happens after I've applied, and how long will it take?

bullet

I am comparing lenders, which lender has the best loan program for me?

bullet

What are the advantages of buying a home versus renting?

bullet

Plus.....Answers to any other questions you have.
 

Call Vince today to schedule your FREE,
confidential, no obligation, personalized meeting!
You Choose the Date, Time & Location
 

Definitions to commonly used mortgage terms

My Philosophy as Your REALTOR

Should I work with a Buyer's Agent?

Pre-Qualify and Get Pre Approved Today 
(Courtesy of Gilpin Mortgage)


Wondering if you can afford that home you have your eye on???  You may be surprised by the answer!  With interest rates at historic lows, and many banks and mortgage lenders aggressively competing for your business, that new home may
be more affordable than you think.  Call me today!  One 5-Minute call is all it
takes to see if you qualify to purchase that next home.  I can even have you pre-approved for the exact loan to buy your next house.  A Pre-Approval is a powerful and necessary tool when making an offer to buy a home. 
Call or e-mail me today!
All conversations and correspondence is strictly confidential.


Vince Grillo
MBA, REALTOR

Direct:  302-429-4534
Mobile:  302-463-5859

   vince@grillohomes.com
 
Exceeding Your Expectations!

Patterson-Schwartz
3705 Kennett Pike
Greenville, DE 19807
Office:  302-656-3141

www.pattersonschwartz.com


 
 

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